Products & Services
Plan, investand save tax.
Mutual funds, insurance, bonds and fixed deposits, with tax planning alongside so every part of your money pulls in the same direction.
01 · Mutual Funds
Goal-based, diversified investing
Portfolios built across equity, debt and hybrid categories, matched to your risk profile and the time you can give your money.
Equity funds
High growth potential through stocks. Suited to a horizon of five years or more.
Debt funds
Steadier, lower-volatility returns from bonds. Suited to short and medium-term goals.
Hybrid funds
A measured mix of equity and debt for balanced growth through market cycles.
ELSS / tax saver
Claim up to ₹1.5 lakh under Section 80C while staying invested in equity.
Why invest through Syed Manauar Ali?
- Goal-based portfolio construction
- Regular review and rebalancing
- SIPs starting from ₹500 a month
- Clear guidance on regular versus direct plans
- A dedicated point of contact
- Online access to your investments, 24×7
02 · Tax Planning & ITR
Save more, stress less
Plan taxes intelligently and file accurately, whether you are salaried, self-employed or running a business. ITR filing and GST returns are handled by our panel of practising tax professionals. You get one point of contact, we handle the filing.
ITR filing
Accurate, on-time returns for individuals, salaried employees and freelancers, prepared and filed by our team of tax professionals.
Tax planning
Use 80C, 80D, HRA and NPS deductions to their full legitimate extent.
Capital gains
Computation and planning for gains on funds, shares and property.
TDS & compliance
TDS computation, filing and year-round compliance support.
Notice handling
Help preparing and responding to income-tax notices.
GST returns
Monthly and quarterly GST filing for businesses, handled end-to-end by our professional team.
New Tax Regime · FY 2026–27
The New Tax Regime is the default: lower slab rates, with most deductions and exemptions not available.
Income tax slabs
| Total income | Tax rate |
|---|---|
| Up to ₹4,00,000 | Nil |
| ₹4,00,001 – ₹8,00,000 | 5% |
| ₹8,00,001 – ₹12,00,000 | 10% |
| ₹12,00,001 – ₹16,00,000 | 15% |
| ₹16,00,001 – ₹20,00,000 | 20% |
| ₹20,00,001 – ₹24,00,000 | 25% |
| Above ₹24,00,000 | 30% |
Available in the new regime
| Provision | What it covers | Limit / rate |
|---|---|---|
| Standard deduction | Deduction from salary or pension income | Up to ₹75,000 |
| Section 87A rebate | Eligible resident individuals (total income up to ₹12,00,000) | Up to ₹60,000 |
| Employer NPS (80CCD(2)) | Employer's contribution to NPS | As per applicable limit |
Generally not available in the new regime
| Section | What it covers | Old-regime limit | Status |
|---|---|---|---|
| Sec 80C | Long-term savings (ELSS, PPF, LIC, EPF) | Up to ₹1,50,000 | Not available |
| Sec 80D | Health insurance premium | ₹25,000 – ₹1,00,000 | Not available |
| Sec 80CCD(1B) | Additional personal NPS contribution | Up to ₹50,000 | Not available |
| Sec 80TTA | Savings account interest | Up to ₹10,000 | Not available |
| HRA exemption | House rent allowance | As applicable | Not available |
| Sec 24(b) | Home loan interest (self-occupied) | Up to ₹2,00,000 | Not available |
Slabs shown are for FY 2026–27 under the New Tax Regime. The Section 87A rebate is subject to eligibility, with marginal relief where applicable. Most Chapter VI-A deductions and the HRA exemption are not available under this regime. Verify eligibility and current law before filing your return.
Why file with us?
- Experienced tax professionals
- Same-day turnaround on filings
- Maximum legitimate savings
- Help with notices and scrutiny
- Transparent, fixed pricing
- Secure document handling
03 · Insurance
Protect the plan, then pursue it
Life, health, retirement and children’s plans sized to your family’s real needs, chosen and bought with you in your name.
Retirement Planning
Plan today for a financially secure and stress-free retirement with smart investments and long-term financial planning. Enjoy financial independence, regular income, tax-efficient investments, and protection against inflation in your golden years.
Health insurance
Family floater and critical-illness cover, with claim-settlement track record and exclusions checked before you buy.
Children Future Planning
Secure your child's future with smart financial planning for education, marriage, and other important life goals. Start investing early to benefit from long-term growth and explore suitable investment options beyond traditional savings.
04 · Bonds
Defined income, defined maturity
Fixed-income options for stability and regular payouts, screened for credit quality before they reach your portfolio.
Government securities
G-Secs and SDLs are sovereign-backed paper for the most defensive part of your portfolio, accessed directly or through gilt funds.
Corporate bonds & NCDs
Rated corporate bonds and NCDs that pay regular interest. Credit rating, coupon and issuer history screened first.
Bond funds
Short and medium-duration bond funds when you want bond exposure with liquidity and no lock-in.
05 · Fixed Deposits
Certainty, laddered right
When capital safety matters most, compare rates, screen issuers and ladder maturities to your cash-flow needs.
Fixed Deposits
Fixed Deposits (FDs) are a popular and secure investment option offering guaranteed returns at a fixed interest rate for a chosen tenure. Enjoy flexible interest payouts—monthly, annually, or at maturity—according to your financial needs. FDs help you grow your savings with predictable earnings and flexible investment options.
Corporate & NBFC FDs
Higher rates from corporate and NBFC deposits, with the issuer's credit rating and track record checked first.
Laddering & rollovers
Maturities split into buckets so money arrives when you need it, with renewals, withdrawals and TDS handled on time.
Ready when you are.
A free consultation to pick the right mix of investments and tax saving for your goals.